Financing

HVAC & Electrical Financing

Yes, Comfort 360 offers financing on heating and cooling across Southwest Washington and the Portland metro, and on electrical work in Washington, including new systems, repairs and service, through Wells Fargo, GoodLeap and Synchrony, with approved credit. Plans range from short-term promotional plans to long-term low monthly payments, and repairs and service can be financed from $500.

Financing available with approved credit. Questions? Call (360) 891-2665.

Trane TruComfort heat pump outside a home in the fall

A plan for every budget

What financing options does Comfort 360 offer?

Between our three lenders we offer short-term promotional plans, long-term low-payment plans, and many in between. The right one depends on the system you choose and whether you want to pay it off fast or keep the monthly payment low. Your comfort advisor will show you the options for your project.

Wells Fargo Home Projects®

Home projects financing from Wells Fargo Bank, N.A., with promotional plans on qualifying purchases.

  • 0% interest plans, up to 72 months on qualifying equipment*
  • Equal monthly payments that pay it off in full*
  • No down payment
  • No annual fee and no prepayment penalties*
  • Card stays open for future projects
  • Apply online now, or at home with your advisor

*See the Wells Fargo terms below.

GoodLeap

Home improvement loans with a fixed rate and a fixed monthly payment, from short terms to long terms.

  • Fixed-rate loan with one fixed monthly payment
  • Long-term plans for a low monthly payment†
  • Covers the system and the installation
  • No prepayment penalties†
  • Apply with your comfort advisor at your estimate

†See the GoodLeap terms below.

Synchrony

Promotional financing from Synchrony Bank, offered through your comfort advisor on qualifying Mitsubishi Electric and York® systems.

  • Promotional plans on qualifying equipment‡
  • Mitsubishi Electric and York® programs
  • Your advisor will tell you at your estimate if your system qualifies

‡See the Synchrony terms below.

How it works

How does HVAC financing work at Comfort 360?

1

Get a free estimate

We look at your home, your system and your budget, and give you clear options in writing.

2

Choose your plan

Pay it off fast or keep the payment low. Your advisor shows you the monthly payment for each plan, in writing, before you decide.

3

We install

Our team installs your system and handles the rebate paperwork.

Save more

Can I combine financing with rebates?

Usually, yes. Utility and manufacturer rebates lower the price, and financing covers what’s left, so you finance less in the first place. We’ll check which ones your home qualifies for at your estimate.

See current rebates from Clark Public Utilities, Energy Trust, Trane and more.

See current specials

Questions

HVAC financing questions

Where do you offer financing?

Everywhere we work. That includes heating and cooling across the Vancouver–Portland metro, from Vancouver, Camas, Ridgefield and Battle Ground in Washington to Portland and Lake Oswego in Oregon, and electrical work throughout Washington. See all of our service areas.

Which plan is right for me?

It depends on how fast you want to pay it off. If you can pay it off in a short time, a short-term promotional plan usually costs the least. If you want the lowest monthly payment, a longer plan spreads the cost out. 0% plans up to 72 months are available on qualifying equipment*. Your comfort advisor will show you the monthly payment for each plan for your system.

Is there 0% financing on a new furnace or heat pump?

Yes, on qualifying equipment. Wells Fargo offers 0% interest plans up to 72 months on qualifying equipment*, and other promotional plans depend on the system and brand. Your comfort advisor will tell you which plans your system qualifies for.

Can I finance a repair, or only a new system?

Both. We offer financing for repairs and service as well as new systems, including electrical work, with a $500 minimum purchase. Ask your technician, or call us at (360) 891-2665.

Why do you work with three lenders?

Each lender has its own plans, equipment programs and approval process. Synchrony, for example, runs the Mitsubishi Electric and York® programs. Working with Wells Fargo, GoodLeap and Synchrony gives you more ways to find a plan and a monthly payment that work for you.

Do I need to apply before my estimate?

No. Most customers apply during the estimate, once they know which system they want. You can apply online with Wells Fargo any time.

Ready to see your options?

Book a free estimate and get prices and monthly payments in writing. Financing is also available on repairs and service from $500.

or call (360) 891-2665 · We answer 24/7

*The Wells Fargo Home Projects® credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms for 6 years (72 months) apply to qualifying purchases charged with approved credit. The special terms APR will apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees (such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer to their credit card agreement for details, including APR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is subject to change; for current information, visit wellsfargo.com/plccterms. For current information, call us at (360) 891-2665.

†GoodLeap loans are subject to credit approval. Rates, terms, loan amounts and plan availability vary and are provided at the time of application. Comfort 360 is not a lender.

‡Synchrony financing is subject to credit approval by Synchrony Bank. Promotional terms, minimum purchase and plan availability vary and are provided at the time of application.